SAVE BIG ON YOUR LIFE COVER.

Save on average 20% and get 2 months free combined cover**

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  • It's 100% Free and without obligation to get your Life Insurance quote.

“Your representative was patient, concise, understanding and above all very pleasant to speak and deal with. It was his influence that had me convinced to proceed with your product.”

Keith G , 27 February 2019

protect yourself and your family with nobleoak

Save on average 20% and get 2 months free combined cover**

No Advisers
At NobleOak, you buy direct from your insurer. That means that you are not paying commissions to an Adviser

No Surprises
We only offer fully underwritten life insurance, tailored to you. That minimises the risk of unforeseen delays or surprises in the event of claim.

Award Winning Life Insurance
We only offer fully underwritten life insurance, tailored to you. That minimises the risk of unforeseen delays or surprises in the event of claim.

customer reviews

Don’t just take our word for it...

Great to deal with. Kept me in the loop throughout the whole process. Good level of communication and I made significant savings on my life insurance premiums over the competitors.
Paul A, 11 March 2019

Their Customer Service was first rate. Everyone I dealt with through the application process was fabulous. They kept me informed every step of the way and I didn’t need to follow up on anything. Very impressed. Would thoroughly recommend them.
Phyllis K, SA , 27 February 2019

I am very pleased with Noble Oak and the ease with which the transaction was finalised. I wouldn’t hesitate to use them again or to recommend them to my family and friends.
Roberto F, 7 February 2019

FREQUENTLY ASKED QUESTIONS

Save on average 20% and get 2 months free combined cover**

Life Cover pays a lump sum to your loved ones if you die or become terminally ill. Having this type of cover in place can help ensure your family will not be left with a major financial burden if you die or become terminally ill. For example, a Life Cover benefit may be used to ensure: major debts such as the home mortgage, credit cards and personal loans can be paid out your family will have sufficient funds to cover ongoing day-to-day expenses you can provide for your children’s future education needs.

Like other Insurances, Life Cover is one of those things that you should have, but hope you never have to use. It’s the ultimate peace-of-mind policy, protecting your family against financial hardship if you were to pass away.
At its most basic level, Life Cover pays a lump-sum benefit to your nominated beneficiary or estate if you die. Of course, there’s a little more to it than that.

Choose the Type of Cover
Life Cover can take many different shapes. At NobleOak, you’ve got the option of adding TPD Insurance and/or Trauma Insurance to your Life Cover. TPD Insurance provides a lump sum payout if you were to suffer a debilitating injury or illness, and could never work again.

Trauma Insurance provides a lump sum of money if you suffer a medical condition or trauma that impacts on your life for a period – such as being diagnosed with cancer or suffering a stroke or heart attack – yet you can return to work in time.

Choose your insured amount
At NobleOak, you can apply for up to $15 million in Life Cover. Generally, people take a good look at their current and future financial situation – such as the size of their mortgage, any other large debts, and ongoing living costs – in arriving at an amount.

Apply for cover
At NobleOak applying for Life Cover is easy; although sometimes a few extra steps – like medical examinations – may need to be added to make sure that you’re getting cover tailored to your needs.

The application process can be completed over the phone with one of our Insurance Specialists and takes 15 to 20 minutes. You will need to provide answers to a list of medical questions so we can better assess your health and lifestyle. Once completed, you will know how your Life Cover will be tailored to you and how much your premiums will be. In calculating your premiums, we look at a range of factors that relate to your age, occupation and medical history.

Ongoing premiums
Once you have successfully applied for Life Cover, you generally pay ongoing premiums to retain it. That is, each month or year, you pay an agreed amount to your insurer. NobleOak provides you cover with Stepped Premiums, meaning your premiums will increase at each anniversary date in line with your age.

Making a claim In the sad event that you or your family needed to make a claim on your cover, NobleOak is here to help and guide you through this difficult time. A personal Claim Specialist is assigned to the claim, and they provide support at each step of the way. If you become terminally ill, we advance up to $3 million – any remaining cover will remain in place until you pass away. Then, it would be given to your spouse or estate.

In the sad event that you or your family needed to make a claim on your cover, NobleOak is here to help and guide you through this difficult time. A personal Claim Specialist is assigned to the claim, and they provide support at each step of the way. If you become terminally ill, we advance up to $3 million – any remaining cover will remain in place until you pass away. Then, it would be given to your spouse or estate.

If you have more questions about how NobleOak Life Cover works, contact us and one of our Insurance Specialists can guide you through our product.

Yes, you can! NobleOak’s comprehensive Life Insurance lets you choose the types and amounts of cover you want – you only pay for what you are covered for. If you add NobleOakTotal & Permanent Disability Cover to your Life Insurance, then any approved claim for TPD will reduce your Life Insurance cover by the amount of the TPD payment. Similarly, if you add NobleOakTrauma Cover to your Life Insurance, then any approved claim for Trauma will reduce the Life Insurance cover by the amount of the Trauma payment. However, if you take stand-alone Trauma Insurance, then any subsequent claim will not affect your Life Insurance cover. Any claim on your NobleOakIncome Protection Cover has no effect on your Life Insurance cover, TPD cover or Trauma cover. Simply call us on 1300 041 494 for a quote for any additional cover, and a member of our team will be happy to help you get the cover that fits your needs.

SAVE BIG ON YOUR LIFE COVER.

Save on average 20% and get 2 months free combined cover**