Real Life Insurance

Life insurance is a way for you to provide for your loved ones, should you die in an accident or from an illness.  It protects the people who depend on you to look after them.  

If your family relies on your income, Life Insurance can help make sure your family’s home and lifestyle are secure if something was to happen to you. 

+ a FREE $100 Gift Card on your second month of cover



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  • It's 100% Free and without obligation to get your Life Insurance quote.

Why Consider Life Insurance With REAL Insurance?


Life insurance helps protect your family when they need it most. You may not think you need life insurance, but it can be a great way to help protect your family against the unexpected.

No Medical

We’ve designed our Basic Life Cover for people who are unable to obtain Life Cover because of their health, lifestyle or occupation. Conditions apply.


Life insurance is more affordable than you think. These days there are a number of life insurance options available, including life insurance policies that are designed to be affordable for any family.

Get a Quick Quote

Receive your Life Insurance quote within minutes. Start the process now by completing our form above and a representative from REAL Insurance will assist you.

Get Life Insurance That Fit’s for your lifestyle and budget

No two people are the same.
We help you customise the following types of insurances to give you peace of mind without breaking your budget.

Life Insurance
Provides cover to protect your family’s financial future if you were no longer around to provide for them.

Income Protection Insurance
If you suffer an injury or illness, Income Protection insurance can help cover you and your family and ensure the bills are paid for.

Total Permanent Disability Insurance
Cover to provide quality of life should you suffer a permanent injury or illness that prevents you from working entirely.

+Life Insurance Explained+

Life insurance is on the list of must-haves for anyone, especially those who have dependents. Even people who are fresh out of school may want to consider getting a life insurance policy if they want to start a family in the future. Having life insurance makes sure that a person’s dependents get compensated should anything undesirable happen. This is true as long as life insurance applies.

There can be many reasons for taking the insurance out, and having insurance is always a good thing regardless of intentions. Having a financial buffer for any children, family, or other dependents can ensure a pleasant and comfortable future for them.

4 Questions to Ask before Taking out Life Insurance
For whatever purpose life insurance will be taken out, careful consideration must be taken. Here are 4 questions to ask before taking out life insurance.

1. What are the types of insurance plans that I need to know about?

The two main types of insurance are term insurance, which applies for a set amount of years, and whole life insurance which is permanent.

For term life insurance, outliving the years in the policy gives you back the money for the premium that you pay. Whole life insurance, on the other hand, has got you protected for your entire life.

2. What is the purpose of receiving a life insurance payout?

Some of the most common reasons for taking out life insurance include expenses for funeral services and using the money to pay off debts so that loved ones are not left with large bills they cannot afford.

Solely taking life insurance for funeral costs may be a bit wasteful in some cases, but may be a helpful addition to the policy in the long run. Regarding debts, one must first make sure whether potential deficits are transferrable to dependents or if you wish to retain the assets, like a family house, in the family. Once you have analysed what debts can potentially be of concern, then the appropriate level of life cover can be calculated.

3. What is the best time to take out life insurance?

Most people would say that the best time to take out life insurance is as early as possible. However, the cost of paying this, in the long run, must also be considered. Instead, other people opt to subscribe to life insurance after they have started working.

Consider the amount to be paid, as well as the value that will be obtained from the insurance. Remember that older people have higher chances of developing illnesses, which can also be one of the reasons to get declined.

Finding a balance on when to get life insurance is the best way. Make sure you consult with a licensed financial professional to find out more.

4. Do I need life insurance?

As stated earlier, if you have any dependents, then yes. Having life insurance coverage makes sure that your family gets financial coverage in case of an untimely death. Future plans of having a family may also warrant enough reason to get a life insurance policy in place.

The information provided here is not financial advice and is general only and does not consider your personal objectives, financial situation or needs.

Before you decide to purchase a product, it is important to consult a licensed financial adviser and read the relevant PDS.

Customer review

Don’t just take our word it, hear from our valued customers about their experience with REAL Insurance.


5 out of 5

Brisbane, QLD

Highly Recommend

         5 out of 5, reviewed on Mar 21, 2019

I couldn’t be more impressed with the service. After my wife and I decided to look at switching to another insurer, we were met with an overwhelming amount of choices.
Comparing covers with MakesCents made it so easy to find the right one, would definitely recommend!

Let's start your obligation-free life insurance quote